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Whether you own a single or several courier vehicles in you business, different types of courier insurance are available to meet your needs. Owner drivers can also be covered with policies which are tailored by the insurance company to meet your individual requirements.

By completing the online application form competitive quotes can be estimated and offered within a very short time. There are some key facts which will help you decide which insurance company is offering the best deals to suit your courier service needs:

Most courier insurance has an age restriction for drivers. Generally insurers require drivers to be 25 years old and over. Drivers under this age can also be legible for insurance cover, however it will be necessary to speak with the insurance company and ask them to include on the policy. Some insurers also have an upper age limit for drivers, again speak with the insurers who will tailor insurance to meet your needs.

A further option of having each consignment is also available from many insurance companies. The cover can be short term to provide insurance cover for the duration which the consignment is onboard. Check with the insurers to see whether they offer this option.

Having a 100% All Risks cover included within the Goods In Transit option will provide cover should the goods be stolen or damaged while they are in transit and cover should the goods be damaged which is caused by an accident while they are in transit.

Business owners and employers have a legal responsibility and a duty of care to help protect employees, customers and members of the public. A Public Liability and/or an Employer’s Liability insurance may be needed. These are usually optional extras which can be included on the insurance.

Many customers will also require you to have appropriate Public Liability insurance as well as Goods In Transit. There are different levels of each type of additional insurance, therefore it is advisable to speak with the insurers who will arrange for these to be included in the policy.

Remembering these few key points will help you find the most completive courier van insurance to meet your business needs. Be sure to read all quotes thoroughly and phone the insurance companies to speak with a consultant who specializes in courier insurance to give you peace of mind that you have the most appropriate level of insurance cover.